Alliance Income Services Corp. and its affiliates (collectively “we,” “our,” or “us”) are committed to safeguarding the privacy of our users. This Privacy Policy explains how we collect, use, protect, and disclose personal information, as well as your rights concerning your personal information when using our services through our websites, including groupenroll.ca, insurdinary.com, insurdinary.ca, healthrates.ca, lifeinsurancepro.ca, and policyrates.ca (collectively, “Website”).
1. Updates to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be effective upon posting a revised version on our Website. We may also communicate changes through other channels such as email or notifications. Please review the Policy regularly for updates.
2. Your Consent
By submitting your personal information, registering for services, or using our Website, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy. You may withdraw your consent at any time by contacting us, but doing so may limit our ability to provide certain services.
3. Personal Information We Collect
“Personal Information” refers to information about an identifiable individual as defined by Canadian privacy laws. This includes, but is not limited to:
- Your name, email address, phone number, postal code, telephone number
- Your gender, marital status, age, date of birth, residency, and/or citizenship
- Information about your insurance needs, preferences, and coverage history
- Information about your health or medical conditions, as needed to provide you with insurance quotes and related services. This may include your lifestyle habits, smoker status, weight, and height
- Your employment status, which may include hours worked per week, salary information, years of employment, and occupation
- Financial information such as existing debt, savings, mortgage, and investments
- Additional information you may provide when using our Website and its services, such as details from tools and applications on the Website
We may also collect technical data, including your IP address, browser type, device information, and browsing behavior on our Website. We use cookies, web beacons, and similar tracking technologies to gather such data. If you disable cookies, some features of the Website may not function properly.
4. Use of Your Personal Information
We use your personal information for purposes such as:
- Providing and supporting our services
- Facilitating communication with third-party providers for insurance quotes and other services
- Monitoring and improving our Website’s functionality
- Conducting research and analysis related to our business
- Responding to your inquiries and service requests
- Developing marketing materials and personalized recommendations
We will only use your personal information as allowed by law or with your consent.
5. Sharing Your Personal Information
We may share your personal information with third-party service providers for data storage, processing, or to facilitate services such as generating insurance quotes. These third parties are contractually obligated to maintain the security and confidentiality of your information.
Additionally, we may share your information:
- As required by law
- To comply with legal processes or government requests
- To protect our rights or enforce our terms of service
We do not sell or rent your personal information to third parties for their marketing purposes.
6. Opting Out of Marketing Communications
You can opt-out of marketing communications by following the unsubscribe link in our emails or contacting us directly. Please note that even after opting out, we may still need to send you important service-related communications.
7. Retention of Personal Information
We retain personal information only as long as necessary to fulfill the purposes for which it was collected, or as required by law. When no longer needed, your personal information will be securely deleted.
8. Information Security
We implement physical, technological, and organizational security measures to protect your personal information. However, no data transmission or storage system is 100% secure. If you suspect a breach of your data, please contact us immediately.
9. Access and Correction of Your Personal Information
You have the right to access and update your personal information. You can submit a written request to review or correct any inaccuracies. In some cases, we may not be able to grant access, such as when it compromises the privacy of others or is prohibited by law. We will explain the reasons for any denial of access.
10. Third-Party Websites
Our Website may contain links to third-party websites or services. These third parties operate independently and have their own privacy policies, which we encourage you to review. We are not responsible for their privacy practices.
11. Google Analytics and Interest-Based Marketing
We use Google Analytics to track visitor interactions with our Website. This data is aggregated and anonymous, and we use it to improve our services. We may also engage in remarketing campaigns where third-party vendors like Google and Facebook show you ads for our services after visiting our Website.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or wish to withdraw your consent, please contact our Privacy Officer:
Privacy Officer
Alliance Income Services Corp.
10 Great Gulf Drive, Units 5 & 7 Vaughan, Ontario L4K 0K7
Email: [email protected]