Group Dental Plans you can benefit from
A group dental plan package is like an insurance-laden Swiss Army knife. It contains many useful features that come to your aid under certain circumstances. Dental care benefits are a great example of one of those features.
Dental care benefits play a significant role in group health and dental plans. They provide plan members and their dependents with compensation for dental expenses. They are also very flexible and can be customized to align with the needs of a company and its staff.
Table of Contents
What is Group Dental Insurance?
Group dental insurance is designed to assist plan members and their dependents with expenses incurred by certain dental procedures. They often provide coverage for dental treatments not traditionally covered by government-issued health plans.
Why should I get Dental Benefits for my employees?
Most employers provide their employees with dental benefits as a means of promoting good oral health and hygiene. Those who opt-in receive the benefits from the package the employer chooses from the insurance provider.
Not only this product promotes good oral health, but it also offers compensation for dental-related costs paid out-of-pocket by the employees.
What does Group Dental Insurance cover?
There are three types of Group Dental Plans:
Basic Dental Services
- Dental Exams
- X-rays
- Cleanings
- Scaling
- Polishing
- Fluoride
- Fillings
- Extractions
- Periodontic services
- Endodontic services including root canals
The maximum annual coverage amount for this benefit ranges between $1,000 and $3,000.
Major Restorative Services
This type of dental service provides coverage for restorative dental procedures such as:
- Dentures
- Bridges
- Crowns
- Inlays
- Onlays
The maximum annual coverage amount for this benefit ranges between $1,000 and $3,000. You can also combine this benefit with the basic dental services package with the same annual maximum coverage range.
Orthodontic Services
This type of dental service provides coverage for all services performed by orthodontists, including:
- Dentures
- Braces
- Wires
- Other mechanical aids designed to straighten teeth and correct dental issues
The maximum coverage amount for this benefit ranges between $1,000 and $3,000 for each eligible dependent or child. This is a lifetime maximum rather than an annual one.
Where can I get Group Dental Insurance plans?
You can obtain this Group plan from most licensed insurance brokers like us. You can get a FREE quote today to compare packages and rates from different major group benefits providers by clicking the button below.