Group Benefits FAQs

Our FAQ section addresses common queries regarding our comprehensive benefits offerings. From enrollment procedures to coverage details, definitions to how-to’s, here you will find concise answers to your questions and gain a better understanding of how our group benefits can enhance your organization’s well-being

The taxable benefit is a payment given to any workers (or taxpayers) of the employer by adding to their employee’s income every salary period to determine the total income that is subject to tax deductions.

Group Benefits cover many different areas. The broad categories are Drugs, Dental, Vision Care, Health Care, Hospital Coverage, Long & Short-Term Disability, Life & Accident Insurance, Critical Illness Insurance and Travel Insurance.

With some insurance companies, 2 is enough to get started.

The length of the contract can range between 12-16 Months.

Group Benefits can start as early as the 1st or 15th of any given month.

The waiting period for new employees is determined by the employer. Waiting Periods are very flexible.

Yes, Group Benefits are completely Taxable Benefits.

Yes, part-time employees can be included in our Group Benefits plan.

Yes, contractors can be included.

Yes, the cost can be split between the employer and their employees in many ways. Cost-sharing is very flexible

Yes, you can decide to have different benefits based on employee groups. (i.e. management, owners, office, etc.) This can be flexible

Yes, most benefits can be changed at any time during the contract.

Group Benefits are on a month-by-month basis. They can be cancelled with a 30-day notice at any time without any fees.

Most insurance companies have a system where you can enroll/terminate employees online. Otherwise, you can download the applicable enrollment form from and send it by mail or scan it to your broker/insurance company.

Yes, each employee will receive a drug card that they can use at pharmacies and dental offices.