The success of a business has many facades, but like anything that is to succeed, growth starts at the foundation. Employees are the backbone of every business large or small. And attracting and retaining top talent has become increasingly more difficult for most...
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Group Benefits
Toothache? What To Do If One Comes On Suddenly
We've all been there - that sinking feeling of a sudden toothache, whether you're brushing your teeth, eating lunch, or sitting in class. Where is that pain coming from? Is it serious? Did you do something wrong to cause it? With so many questions running through your...
Types of Employee Benefits in Canada: A Comprehensive Guide
Most working Canadians need more than just a paycheque as incentive to stay loyal and committed to their workplace. Especially nowadays with the new work-from-home model, incentive is everything in a workplace. Benefits significantly impact an employee’s job...
Converting Group Life Insurance to Individual: What You Need to Know
Group benefits like life insurance are an excellent way to make an employment opportunity appealing to prospective employees. However, Canadians frequently change employment during the span of their careers. Workers may worry about losing their life insurance coverage...
How Delayed Retirement Can Affect Group Benefit Plans
The average Canadian employee’s work experience is changing as more people every year choose to delay retirement past the average retirement age of 65. The result is massive shifts in the status quo for workers. Workers now have less free time in their...
Can You Pay Insurance Premiums with HSA?
Are you taking full advantage of your Health Savings Account (HSA)? Discover which insurance premiums you can pay with it. Owners of HSAs often ask, “Can you pay insurance premiums with HSA?” In some cases, yes! However, the type of insurance premium is a key factor...
Taking Away Benefits from Employees: Things to Consider
In tough economic times, most businesses start looking at cutting costs to survive. While employee benefits offer significant advantages, they’re also expensive and increasingly costly to maintain. But before you start cutting employee perks, you should consider...
What Is an Administrative Services Only Plan?
An administrative services only plan (ASO) is an agreement between a company and an insurance provider. According to the terms of most ASO contracts, the parties agree that the company will fund its own employee benefits plan, and the insurance provider will process...
How to Motivate your Employees: Tips for HR Managers
Employee motivation is the level of energy, persistence, creativity, and commitment that a workforce brings to its assigned tasks. While it’s completely normal for employees to be occasionally uninspired or unmotivated, constant disengagement is a serious issue. Many...
7 Group Healthcare Benefits for Small Businesses in Canada
A large indicator of whether the public sees your company as legitimate is if you provide benefits to your employees. You will not attract the qualified employees that it takes to grow your business if you do not offer them a generous benefits plan. Buying into...